If you’re 18 to 50 years old, a Filipino citizen or legal Philippine resident, and in good health, you can buy this product and we will cover you until age 55! Good health means that you pass the three simple health declarations stated in the application form.
There are a few situations where benefit is not given.
You can’t claim if your condition or symptom arose during the 90-day no-claim period, or if the critical illness was due to:
• Pre-existing conditions
• Drugs or alcohol abuse
• Cancer or encephalitis in the presence of HIV
• Loss of independent existence due to psychiatric causes
• Suicide or self-inflicted acts
• Unlawful acts of the insured or policy owner
The definitions of these exclusions can be found in your .
KanMend Critical Illness Insurance Plan 1799 covers you in case of critical illness. You get a cash benefit when diagnosed with any of the 42 critical illnesses, including late-stage cancer, heart attack, stroke, and renal failure. That’s more than the usual 36 critical illnesses covered!
Here’s a list of the 42 critical illnesses covered—more than the usual 36 critical illnesses!
You can find the medical definitions of each of the covered critical illnesses in the .
Major organ failure
Heart and blood vessels
Check the for the medical definitions of the covered critical illnesses.
It’s a condition which presented signs or symptoms before the policy was issued. The insured person may or may not know the presence of such condition.
To continue your protection until age 55, make sure to pay your premiums every year until age 54.
You can pay your initial premium thru FWD's online shop using debit card, credit card, or up to P10,000 for GCash. Have a voucher? You can also use that to pay for your initial premium. Succeeding payments can be set up or done thru these .
The insurance coverage starts 90 days after the effective date shown on the policy data page in your contract.
If you pay your premiums every year, you will be covered until age 55.
You'll get unlimited telemedicine access via for 6 months, allowing you to get 24/7 professional medical advice via a phone call, anytime, anywhere.
Please visit the to learn more about vouchers and how to use them.