Critical Illness Insurance - KanMend

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*Special Reward for KanMend KanLive KanGuard : Get additional COVID-19 and vaccination-related benefit up to P90,000

Product overview

Get financial support for medical treatments when diagnosed with any of the .
But you know how else we got your back? We cover more illnesses but have !

Available to 18-50 year old Filipinos or legal residents of at least 6 months. Must be in good health.

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Critical Illness Starter Plan

Get ₱100,000 when diagnosed with any of the

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Easy on the pocket

For only ₱1,799 per year, you’ll be covered up to age 55.

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Apply in minutes

No medical exams required. Just 3 simple health questions and a 1-page form.
Pay online via credit card, debit card, or GCash!

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Exclusive reward

6 Months Unlimited Telemedicine access with on Year 1. This reward will be active 20 days after your policy is issued.

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Additional reward

Protection against COVID-19 via for inpatient treatment or COVID19 vaccine related complications. This reward will be active 20 days after your policy is issued.

How much

How much you’ll pay

Get protected with KanMend for only ₱5.00 per day.

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Frequently asked critical illness insurance questions

If you’re 18 to 50 years old, a Filipino citizen or legal Philippine resident, and in good health, you can buy this product and we will cover you until age 55! Good health means that you pass the three simple health declarations stated in the application form.

There are a few situations where benefit is not given.

You can’t claim if your condition or symptom arose during the 90-day no-claim period, or if the critical illness was due to:
• Pre-existing conditions
• Drugs or alcohol abuse
• Cancer or encephalitis in the presence of HIV
• Loss of independent existence due to psychiatric causes
• Suicide or self-inflicted acts
• Unlawful acts of the insured or policy owner
• War

The definitions of these exclusions can be found in your .

covers you in case of critical illness. Get a cash benefit when you get diagnosed with any of the 42 covered critical illnesses listed below:

You can find the medical definitions of each of the covered critical illnesses in the .


• Late-stage cancers

Major organ failure

• Aplastic anemia
• Chronic liver disease
• Chronic lung disease
• Chronic recurrent pancreatitis
• Crohn’s disease
• Fulminant viral hepatitis
• Loss of hearing (deafness)

• Loss of sight (blindness)
• Major organ and bone marrow transplant
• Medullary cystic disease
• Progressive scleroderma
• Renal failure
• Terminal illness
• Ulcerative colitis

Heart and blood vessels

• Cardiomyopathy
• Coronary artery disease
• Heart attack (myocardial infarction)
• Heart valve surgery
• Primary pulmonary arterial hypertension
• Surgery to aorta

Neuro-muscular related

• Alzheimer's disease
• Apallic syndrome
• Benign brain tumor
• Cerebral aneurism requiring surgery
• Coma
• Loss of independent existence
• Motor neurone disease
• Multiple sclerosis
• Muscular dystrophy
• Paralysis
• Parkinson's disease
• Stroke


• Bacterial meningitis
• Encephalitis
• HIV/AIDS due to blood transfusion
• Loss of limbs
• Loss of speech
• Major burns
• Major head trauma with severe brain damage
• Occupationally-acquired HIV/AIDS
• Severe rheumatoid arthritis

Check the for the medical definitions of the covered critical illnesses.

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