BIG 3 Critical Illness Insurance is a protection plan that covers the top 3 most common critical illnesses in the Philippines.
Receive cash benefit when you get diagnosed with any of the 3 leading critical illnesses: cancer, heart attack, or stroke.
Available to 18 to 60-year-old Filipinos or legal residents of at least 6 months, who are in good health.
Multiple policies up to a total benefit amount of P2 million may be purchased.
Get 100% of benefit amount when diagnosed with cancer, heart attack, or stroke.
Receive 100% of benefit amount when you're diagnosed with either early or late-stage cancer.
Get 1-year unlimited consultation with licensed general physicians and family doctors at clinics nationwide. This reward will be active 20 days after your policy is issued.
18 - 60
Premium payment term
Annual, Semi-annual, or Quarterly, renewable up to insured’s age 79
1-year coverage, renewable up to insured’s age 79
Minimum benefit amount
Maximum benefit amount
No benefits will be paid out within the no-claim period or if critical illness was due to a pre-existing condition. The no-claim period is 1 year for early thyroid cancer and 90 days for other critical illnesses.
Please make sure you are eligible for this product before applying.
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the Plan.
If you are looking for a product that offers broader benefit coverage and higher benefit limits. Please contact us for more information.Leave a message
This is why you need health insurance
How to be financially prepared for critical illness
What critical illness covers: diseases and costs
If you’re an 18 to 60-year-old Filipino or legal resident for at least 6 months, and in good health, you may buy . Good health means you agree with the three simple health declarations stated in the application form.
covers you against diagnosis of any of the covered 3 critical illnesses, which are cancer, stroke, and heart attack.
You can find the medical definitions of each of the covered critical illnesses in the .
If you are looking for insurance coverage of more than 36 critical illnesses, check out which covers 42 critical illnesses.
There are a few situations where benefit is not given.
You can't claim for critical illness benefits if the condition or symptom arose during the 1 year no-claim period for thyroid cancer or 90-day no-claim period for other critical illnesses, or if the critical illness was due to a pre-existing condition.
The definitions of these exclusions can be found in your .
Claim 3x for 42 major critical illnesses
Money back if you stay healthy by 75
Additional rewards & benefits
Premium Critical-Illness Protection
Only ₱1,799 per year
Additional rewards & benefits