Plus, an additional reward you can use for online shopping.
To buy the 3-in-1 protection bundle, you must:
a. be 18-50 years old
b. be a Filipino citizen or legal Philippine resident for at least 6 months
c. in good health
d. have no , , or , yet.
e. not have an occupation that involves any of the following:
You cannot buy the 3-in-1 protection bundle if you already have , , or . You can only buy each product once.
For example, if you already bought KanLive. You cannot buy this 3-in-1 protection bundle anymore. What you can do is buy KanMend and KanGuard separately.
There are a few situations where benefit is not given.
You can't claim if your condition or symptom arose during the 90-day no-claim period, or if the critical illness was due to:
• Pre-existing conditions
• Drugs or alcohol abuse
• Cancer or encephalitis in the presence of HIV
• Loss of independent existence due to psychiatric causes
• Suicide or self-inflicted acts
• Unlawful acts of the insured or policy owner
The definitions of these exclusions can be found in your .
You can't claim if death is due to attempted suicide or deliberate self-harm of the insured while sane within 2 years from the policy's effective date. In this case, we will return all paid premiums to the beneficiaries.
For :You can't claim if death and disabilities resulted from:
The 3-in-1 protection bundle gives you the following benefits:
: Life insurance
₱200,000 cash benefit in case of death from any cause, giving your family the cash benefit they need.
: Critical illness insurance
₱100,000 financial support for medical treatments when diagnosed with any of the 42 covered major critical illnesses.
: Accidental and Terrorism Insurance
₱500,000 cash benefit in case of death due to accident or terrorist act, or disability due to terrorist act.
Yes. You'll get 3 policy contracts, one each for , , or .
You can view the details of each insurance plan in FWD's mobile app, .
Please expect 3 welcome emails from FWD, containing your FWD Tapp log-in credentials.
You can pay your initial premium thru FWD's online shop using:
1. debit card
2. credit card
3. GCash (for up to ₱10,000) for GCash.
Succeeding payments can be set up or done thru these .
For and , the insurance coverage starts on the effective date shown on the policy data page of your contract.
For , it starts 90 days after the effective date shown on the policy data page of your contract.
If you pay your premiums every-year, you will be covered until age 55.
The 3-in-1 protection bundle gives you access to all the rewards under KanMend, KanLive, and KanGuard plus, you will automatically receive an extra reward!
You are covered by all 3 insurance plans in the bundle—, , and . Should the unexpected happen, you can claim the covered benefit from any of these 3 insurance plans.