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An insurance plan gives you or your beneficiaries cash benefits when the unexpected happens. It serves as your protection against the financial impact of unforeseen events such as untimely death, sickness, disability, or accident.
“Sum assured” is the insurance plan’s coverage amount or the amount of money you’re covered for.
“Premium” is the amount you have to pay for your insurance plan.
The insured is the person whose life is covered in a life insurance policy.